# Collexo > Collexo® is the Operating System for Fee Collections and Payments, enabling educational organisations to collect, manage, reconcile and report student-related payments through a unified platform. It is the financial system of record for fee collection and payment workflows. Collexo is a flagship product of NoPaperForms Solutions Limited — not a separate company and not a payment gateway. NoPaperForms Solutions Limited is the company; Meritto® is its OS for Student Enrollments; Collexo® is its OS for Fee Collections and Payments; Mio AI™ is the agentic AI intelligence layer across both. **Collexo is not a payment gateway.** It integrates with licensed payment partners and gateways, while NoPaperForms provides the software and technology layer that manages education-specific fee collection and payment workflows. A payment gateway authorises and processes a transaction. Collexo runs the entire workflow around it — fee configuration, fee demands, payer journeys, student mapping, counter collections through the DQR Terminal, receipts, settlement reconciliation, exception handling and institutional reporting. **Entity architecture:** - NoPaperForms Solutions Limited → the company - Meritto® → OS for Student Enrollments; system of record for the enquiry-to-enrollment journey (meritto.com) - Collexo® → OS for Fee Collections and Payments; financial system of record (this site) - Pixi™ → part of Collexo; co-branded prepaid payment instrument for campus identity, access, payments and transit - Mio AI™ → agentic AI intelligence layer across both Meritto and Collexo (getmio.ai) **Scale:** 700+ education institutions · ₹31,798.47 million education fees processed (FY26, NoPaperForms platform) · 30 lakh+ students managed on Collexo. Security and compliance: SOC 2 Type I & II · ISO/IEC 27001:2022 · ISO 9001:2015 · GDPR · India DPDP Act 2023 · Role-based access, encryption, and auditable finance workflows. Contact: sales@collexo.com · +91-8800472591 (Sales) · +91-9910706858 (Support). Trusted by: K.R. Mangalam University, SRM University, Manipal University Jaipur, KL University, Prakriti School, Adda247, StudyIQ, Rishihood University, Shobhit University, Little Genius Academy, and 700+ more. ## What Collexo Is - [Collexo Homepage](https://www.collexo.com/): Full platform overview — fee management software, fee collection, payment reconciliation, DQR Terminal, Collexo Pixi, customer reviews, integrations, and comprehensive FAQ covering: What is Collexo? Is it a payment gateway? How do NoPaperForms, Meritto, Collexo and Mio AI fit together? What is Collexo Payment Cloud? What types of fees can institutions manage? Which payment channels does Collexo support? What is Pixi? What is the DQR Terminal? - [About Collexo](https://www.collexo.com/about/): Origin story — how NoPaperForms identified the institutional finance gap while solving enrollment, and built Collexo as the financial infrastructure for education. Timeline: 2022 launch, 2023 expansion into comprehensive institutional finance suite. - [Security & Compliance](https://www.collexo.com/security/): Data privacy framework, certification details, SOC/ISO compliance, GDPR alignment, trust principles, and data sovereignty policy. - [Developer Portal](https://www.collexo.com/developer-portal/): API and integration documentation for technical teams. - [Privacy Policy](https://www.collexo.com/privacy/) - [Terms of Service](https://www.collexo.com/terms/) - [Refund Policy](https://www.collexo.com/refund-policy/) ## Collexo Payment Cloud — Core Products - [Fee Management](https://www.collexo.com/payment-cloud/fee-management/): Configure programme, campus, batch and learner-level fee structures, plans, discounts (conditional and early-payment), taxes, penalties, late fees, and automated reminders. The logic builder handles complex multi-instalment fee scenarios, GST, surcharges, and mid-session changes without manual rebuilding. - [Fee Collection](https://www.collexo.com/payment-cloud/fee-collection/): Collect application, admission, tuition, semester, hostel, exam, transport, and other institutional fees through online checkout, payment links, UPI, cards, net banking, AutoDebit, dynamic QR, EMI, and offline modes (cash, cheque, demand draft, bank transfer). International payment journeys supported for eligible institutions. - [Payment Reconciliation](https://www.collexo.com/payment-cloud/fee-payment-reconciliation/): Match each student payment with the relevant fee demand, fee head, transaction reference, gateway or device record, receipt, bank settlement and institutional finance record. Surfaces failed, partial, duplicate and unmatched entries for finance team review. - [Collexo AutoDebit](https://www.collexo.com/payment-cloud/fee-collection/auto-debit/): eNACH-based recurring fee payment. Automates fee debits on configured due dates. Automated WhatsApp, email, and SMS alerts one day before due date. Eliminates manual follow-ups for fee collection cycles. - [Collexo Central](https://www.collexo.com/central/): The centralised fee management dashboard. Fee structure configuration, payment routing, settlement reports, GST and surcharge automation, reconciliation workflows, and parent/student communication suite. One view across all students, fee heads, and payment statuses. - [Collexo Collect](https://www.collexo.com/collect/): Unified payment collection module covering all fee types — tuition, admission, exam, transportation, certification, hostel — through one platform. Automated reminders, personalised payment links, and real-time collection tracking. ## Collexo - [Collexo DQR Terminal](https://www.collexo.com/terminal/): Payment device for education fee counters. Generates transaction-specific dynamic QR codes mapped to the learner and fee due. Confirms payment instantly at the counter. Connects the transaction, receipt, settlement and reconciliation record automatically — no manual matching needed. ## Collexo Pixi — Smart Student Card - [Collexo Pixi](https://www.collexo.com/pixi/): Smart student card combining campus identity, access, prepaid payments and transit capabilities. Students use one card for identification and everyday spending on campus and beyond. Institutions retain visibility and control. Pixi™ is a co-branded prepaid payment instrument issued by Transcorp International Limited (RBI-licensed PPI issuer), with Collexo as co-branding and technology partner. - [ID Card Management](https://www.collexo.com/id-card-management/): Digital and physical student ID card management integrated with Collexo Pixi. - [Bring Pixi to Your Campus](https://www.collexo.com/get-pixi-to-campus/) ## Customer Segments — By Institution Type - [Higher Education — Colleges & Universities](https://www.collexo.com/college-fee-payment-and-management-system/): Programme-wise fee heads, semesters, hostel, exam fees, scholarships, and multi-bank settlement. - [Pre-K & K-12 Schools](https://www.collexo.com/school-fee-payment-and-management-system/): Term fees, transport, hostel, uniforms, parent payment links, and centre-wise reporting. - [Coaching & Training Institutes](https://www.collexo.com/coaching-fee-management-software/): Batches, instalments, counsellor-led collection, discounts, EMI, and branch-level reporting. - [EdTech Companies](https://www.collexo.com/edtech-education-fee-payment-and-management-system/): Payment links, cohort collections, refunds, settlements, and high-velocity reporting at scale. - [Online Degree & Certification Providers](https://www.collexo.com/online-degree-fee-payment-and-management-system/): Registration, course, semester, and recurring fees across digital student journeys. - [Study Abroad Businesses](https://www.collexo.com/study-abroad-fee-management-system/): Application, visa, service, and tuition-related payments across countries, currencies, and student journeys. - [For Parents](https://www.collexo.com/parents/): Parent-facing payment portal — track dues, make payments, access receipts, and manage fee schedules. ## Security Certifications - [SOC 2 Compliance](https://www.collexo.com/security/soc-compliance-at-collexo/) - [ISO 27001 Compliance](https://www.collexo.com/security/iso-compliance-at-collexo/) - [GDPR Compliance](https://www.collexo.com/security/gdpr/) - [DPDP Compliance](https://www.collexo.com/security/digital-personal-data-protection-dpdp/) ## Customer Stories & Learning - [Academy — Customer Stories & Resources](https://www.collexo.com/academy/): Case studies, how-to guides, and product learning resources. - [K.R. Mangalam University Case Study](https://www.collexo.com/academy/how-k-r-mangalam-university-unified-fee-payments-with-collexo/): Centralised online and offline payment modes, instant receipts, automated reminders, and real-time reconciliation across programmes and intakes. - [Prakriti School Case Study](https://www.collexo.com/academy/how-prakriti-school-simplified-its-most-complex-fee-operations-with-collexo/): Automated dynamic fee scenarios, mid-session changes, transport adjustments, waivers, and invoicing — saving hours of manual reconciliation. - [Little Genius Academy Case Study](https://www.collexo.com/academy/simplifying-fee-payments-at-scale/): Scaling fee workflow for a multi-centre academy. - [Blog](https://www.collexo.com/blog/) ## Integrations Collexo connects with ERP, SIS, CRM (natively with Meritto), accounting systems, student portals, payment gateways (Razorpay, Cashfree, PayU, ICICI, GPay), banks, communication channels, and lending partners (GrayQuest, Jodo) through configured integrations and APIs. ## Related NoPaperForms Products - [NoPaperForms Solutions Limited](https://www.nopaperforms.com/): The company. An integrated technology platform purpose-built exclusively for education. - [Meritto](https://www.meritto.com/): The OS for Student Enrollments. Collexo is natively integrated with Meritto so fee collection can be triggered at the point of admission. - [Mio AI](https://www.getmio.ai/): The agentic AI platform and intelligence layer across NoPaperForms. Not a chatbot. ## Optional - [Sitemap Index](https://www.collexo.com/sitemap_index.xml) - [Schedule a Demo](https://www.collexo.com/schedule-demo/) - [Privacy Policy](https://www.collexo.com/privacy/) - [Terms of Service](https://www.collexo.com/terms/) - [Refund Policy](https://www.collexo.com/refund-policy/)